Earthquake Insurance Claim in California
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Most people in California worry about the “Big One” when it comes to earthquakes. At times like this, safety, of course, is the number one priority. However, even a small earthquake can seriously alter a building’s structure.

Remember, the burden of proof is on the policyholder to prove their damages. That is a benchmark with all policies, and it’s at times like this, that you want representation on your side; and not rely on the insurance carrier’s adjuster to decide what you should get paid for your claim!

Our public Adjusters, Engineers and contractors, are Certified by (HAAG Engineering) to inspect, evaluate, and estimate the damages to your home or business. In addition, we will prepare a detailed inventory of contents, valuables, calculate business loss income, arrange for additional living expense and most importantly negotiate your claim with your insurance company on your behalf.

After a major earthquake, you will be faced with too many questions and too many decisions that could ultimately affect the final outcome of your claim.

Here are some questions you will encounter after a major earthquake.

  • How seriously is my home or business damaged?
  • Is water or fire damage covered during an earthquake?
  • What if there is hidden damage?
  • Will my insurance agent help me with the claim?
  • Will I need an engineer to evaluate the damages?
  • Do I need to use my insurance company’s contractor or engineer?

These are just a few questions the majority of the population will be faced with when an unfortunate earthquake hits the state or your city. Don’t guess your way into a claim, let our experts guide you through this tough and vulnerable times, to get you and your family back to pre-loss condition.

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